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  • Here's how to use Venmo,

    下面是如何使用Venmo。

  • the popular app that lets you

    流行的應用程序,讓你

  • send and receive money digitally.

    以數字方式發送和接收資金。

  • Venmo is available

    可使用Venmo

  • for both iOS and Android.

    適用於iOS和Android。

  • Today, we will be showing Venmo on an Android phone.

    今天,我們將在安卓手機上展示Venmo。

  • Once you download the app

    一旦您下載了該應用程序

  • and follow the prompts for creating an account,

    並按照提示創建一個賬戶。

  • you can add a bank account, credit card, or debit card

    您可以添加銀行賬戶、信用卡或借記卡。

  • for handling transactions.

    用於處理交易;

  • Go to the hamburger menu at the top

    進入頂部的漢堡包菜單。

  • and press "Settings,"

    並按 "設置"

  • then press "Payment Methods."

    然後按 "付款方式"。

  • To add a bank account, credit card, or debit card,

    要添加銀行賬戶、信用卡或借記卡。

  • press "Add bank or card."

    按 "添加銀行或卡"。

  • Sending money from a bank account or debit card

    從銀行賬戶或借記卡匯款。

  • is free on Venmo,

    在Venmo上是免費的。

  • but it will charge a 3% fee

    但會收取3%的費用

  • for sending money with a credit card.

    用於用信用卡匯款。

  • If adding a bank account,

    如果增加一個銀行賬戶。

  • you will have two options for verification.

    你將有兩個選擇來驗證。

  • Using instant verification

    使用即時驗證

  • will have you sign into your bank account

    會讓你登錄到你的銀行賬戶

  • to instantly verify.

    來即時驗證。

  • You also have the option to do a manual verification,

    您也可以選擇進行手動驗證。

  • which involves inputting your bank's

    其中包括輸入您的銀行的

  • routing and account number.

    路由和賬號。

  • This option can take a few days.

    這個方案可能需要幾天時間。

  • Once your account is verified,

    一旦你的賬戶被驗證。

  • you are ready to send

    您可以發送

  • or request money from someone.

    或向別人要錢。

  • Press the "Pay or Request" button

    按 "付款或申請 "按鈕

  • if you would like to send money to someone

    如果你想匯款給某人

  • or if you would like to request money from someone.

    或者如果你想向別人要錢。

  • Here you will find your list of friends.

    在這裡你可以找到你的朋友名單。

  • If you signed up using your Facebook account

    如果您使用您的Facebook賬戶註冊

  • or gave Venmo access to your phone contacts,

    或讓Venmo訪問你的手機聯繫人。

  • you may see friends pulled from these sources.

    你可能會看到從這些來源拉來的朋友。

  • You can search for someone to pay

    你可以找人付款

  • or request money from at the top.

    或從上面申請資金。

  • Venmo offers several ways to search.

    Venmo提供了幾種搜索方式。

  • You can search people by their name,

    你可以通過名字搜索人。

  • their Venmo username,

    他們的Venmo用戶名。

  • their phone number,

    他們的電話號碼。

  • or their email address.

    或其電子郵件地址。

  • Each Venmo account also includes

    每個Venmo賬戶還包括

  • a unique QR code

    獨特的二維碼

  • that can be scanned to make sure

    可以掃描,以確保

  • you are paying the right person.

    你付給了正確的人。

  • You can find your username and QR code

    你可以找到你的用戶名和二維碼

  • by clicking on your profile picture

    點擊您的個人資料圖片

  • in the top left on the home screen.

    在主螢幕的左上方。

  • Once you confirm you have the right person,

    一旦你確認你有合適的人選。

  • press on their name.

    按他們的名字。

  • Here's where you can set your payment

    您可以在這裡設置您的付款方式

  • or request for payment.

    或要求付款。

  • Put in the amount here.

    在這裡輸入金額。

  • Underneath, you can add a payment description.

    在下面,你可以添加一個付款說明。

  • You can also add fun things

    你也可以添加有趣的東西

  • like emojis and gifs to your payments.

    如表情符號和GIFs到你的付款。

  • Press through the different icons at the bottom

    在底部的不同圖標中按

  • to see what is available.

    看看有什麼可用的。

  • To the right,

    向右轉

  • you will see your privacy setting.

    您將看到您的隱私設置。

  • Pressing that will reveal a menu

    按該鍵將顯示一個菜單

  • that allows you to choose who that payment

    允許您選擇付款對象

  • or request will be visible to.

    或請求將可見於:

  • You can also change which one of these settings

    您也可以更改這些設置中的哪一個

  • is your default

    是您的默認

  • by going to the hamburger menu on the homepage

    進入主頁上的漢堡包菜單。

  • and pressing on "Privacy."

    並按 "隱私 "鍵。

  • There, you will find your default privacy settings.

    在這裡,你會發現你的默認隱私設置。

  • OK, back to our payment.

    好了,回到我們的付款。

  • Choose "Pay" if you are sending money to that person

    如果您要向此人匯款,請選擇 "支付"。

  • or "Request" if you are requesting money from that person.

    或 "請求",如果你是在向該人請求金錢。

  • For this example,

    對於這個例子。

  • we're going to choose "Pay."

    我們要選擇 "支付"。

  • Here, you can see your Venmo balance,

    在這裡,你可以看到你的Venmo餘額。

  • which will accumulate as people pay you.

    當人們向你付款時,這些錢就會累積起來。

  • Venmo will always use your Venmo balance first

    Venmo總是會先使用你的Venmo餘額。

  • as a payment option.

    作為一種支付方式。

  • And if that balance does not cover the transaction,

    如果該餘額不能覆蓋交易。

  • it will use your bank account

    它將使用您的銀行賬戶

  • or card that you added.

    或您添加的卡。

  • To send your payment, press "Send."

    要發送您的付款,請按 "發送"。

  • If you were going to request money,

    如果你打算要錢。

  • the process is very similar.

    過程非常相似。

  • You would just choose "Request" instead of "Pay."

    你只需要選擇 "請求 "而不是 "支付"。

  • If you'd like to transfer money

    如果你想匯款

  • from your Venmo account to your bank account,

    從您的Venmo賬戶到您的銀行賬戶。

  • go to the hamburger menu.

    進入漢堡包菜單。

  • Next to your balance,

    旁邊的餘額。

  • you will see "Manage balance."

    你會看到 "管理餘額"。

  • Press it.

    按下它。

  • You will see options "Transfer to Bank" and "Add Money."

    你會看到 "轉賬到銀行 "和 "加錢 "兩個選項。

  • "Add Money" will allow you to transfer money

    "加錢 "可以讓你轉錢。

  • into your Venmo account from a bank account,

    從銀行賬戶進入您的Venmo賬戶。

  • but we want to move money

    但我們要轉移資金

  • from Venmo to our bank account.

    從Venmo到我們的銀行賬戶。

  • So we're going to choose "Transfer to Bank."

    所以我們要選擇 "轉賬到銀行"。

  • Venmo gives two options,

    Venmo給出了兩種選擇。

  • an instant transfer that charges a fee

    瞬間轉賬

  • and a free option,

    和自由選擇。

  • which can take a few days.

    這可能需要幾天時間。

  • To transfer instantly,

    要瞬間轉移。

  • Venmo will charge a 1% fee up to $10.

    Venmo會收取1%的費用,最高10美元。

  • Choose an amount you would like to transfer

    選擇您想轉賬的金額

  • and press the "Transfer" button when you are ready.

    並在準備好後按 "傳輸 "按鈕。

Here's how to use Venmo,

下面是如何使用Venmo。

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