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  • How much of the world's wealth do you think is hidden offshore?

    你認為世界上有多少財富被藏在海外?

  • Take a guess!

    猜一猜吧!

  • Billions of dollars?

    數十億美元?

  • How about hundreds of billions of dollars?

    數以千億計的美元如何?

  • The number is beyond most people's imagination.

    這個數字超出了大多數人的想象。

  • Economists estimate that number to be closer to at least 10 percent of the global GDP.

    經濟學家估計,這個數字至少接近全球GDP的10%。

  • As of 2021, the global GDP is about 93 trillion dollars.

    截至2021年,全球GDP約為93萬億美元。

  • Which means around 9.3 trillion dollars is hidden offshore.

    這意味著大約9.3萬億美元被藏在海外。

  • That's almost 50 percent of the entire GDP of the United States, the wealthiest country

    這幾乎是美國整個國內生產總值的50%,美國是最富有的國家。

  • in history!

    在歷史上!

  • But the main question is, why would they hide their money?

    但主要問題是,他們為什麼要藏錢?

  • I mean, don't they want to enjoy some of that wealth.

    我的意思是,他們難道不想享受這些財富嗎。

  • Don't they want to fly private, drive the most luxurious cars or buy the most expensive

    難道他們不想坐私人飛機、開最豪華的汽車或買最貴的東西嗎?

  • mansions, or at least brag about how much money they have?

    豪宅,或者至少吹噓他們有多少錢?

  • Yes, but no one wants to pay taxes.

    是的,但沒有人願意交稅。

  • Yes, of course, you get some benefits from the government such as roads, bridges, schools

    是的,當然,你從政府那裡得到一些好處,如道路、橋樑、學校

  • but so does everyone else.

    但其他人也是如此。

  • The only reason you are making so much money is because of your hard work and talent, so

    你能賺這麼多錢的唯一原因是你的努力工作和天賦,所以

  • why should you share that money with the government

    你為什麼要與政府分享這些錢。

  • When you barely make enough money to survive, you pay almost no taxes.

    當你勉強掙到足夠的錢生存時,你幾乎不交稅。

  • Your first 10K dollars is taxed at just 10 percent, but any money you make above half

    你的第一個1萬美元只需徵收10%的稅,但你賺的任何錢超過一半

  • a million dollars is taxed at 37 percent.

    一百萬美元的稅率為37%。

  • On top of that, if you consider states taxes, you can easily end up paying as much as half

    除此之外,如果你考慮到各州的稅收,你最終可能會輕易地支付多達一半的費用。

  • of your income in taxes.

    你的收入中的稅款。

  • So why work hard to make money when at least 50 percent of it goes to the state?

    是以,當至少50%的錢都歸國家所有時,為什麼還要努力工作賺錢呢?

  • Shouldn't there be a way to avoid these taxes?

    難道不應該有一種方法來避免這些稅收嗎?

  • Otherwise, it doesn't make sense to work harder!

    否則,更加努力地工作是沒有意義的!

  • Since the beginning of time, rich people have made sure to find loopholes within the tax

    自古以來,有錢人就一定會在稅收方面找到漏洞。

  • code, and when they didn't find one, they created one.

    當他們沒有找到時,他們創造了一個代碼。

  • And in this video, we are going to take a look at 5 of them.

    在這段視頻中,我們將看一下其中的5種情況。

  • You are about to discover how the elites of the society pay almost nothing in taxes while

    你將會發現,社會的精英們幾乎不交任何稅,而

  • making hundreds of billions of dollars.

    賺取數千億美元。

  • If you are ready, give this video thumbs and let's dive in.

    如果你準備好了,請為這段視頻豎起大拇指,讓我們深入瞭解一下。

  • Tax heavens  Let's say you start up a company (in the USA),

    稅收天堂 假設你創辦了一家公司(在美國)。

  • and everything is just perfect.

    而且一切都很完美。

  • Just in your first year, you have made an incredible profit of a hundred million dollars!

    就在你的第一年,你已經賺取了令人難以置信的一億美元的利潤!

  • Congratulations!

    祝賀你!

  • Before you celebrate your success!

    在你慶祝你的成功之前!

  • IRS is going to knock on your door and take 21 million dollars out of it because the corporate

    國稅局會敲開你的門,從裡面拿走2100萬美元,因為企業

  • tax in the United States is 21 percent, which soon might be 28 percent!

    美國的稅率是21%,很快就可能是28%了!

  • That's a lot of money!

    這可是一大筆錢啊!

  • Why would you pay so much to the government when you made that money with your blood and

    你為什麼要向政府支付這麼多錢,而這些錢是你用自己的鮮血和生命賺來的。

  • sweat, and we didn't include state taxes.

    汗,而且我們沒有包括州稅。

  •   Even if you decide to go abroad and sell your

    即使你決定出國並出售你的

  • product elsewhere (Europe), where the tax rate is lower, Uncle Sam will still come after

    其他地方(歐洲)的產品,稅率較低,山姆大叔仍然會來找你。

  • you for its share of your profit on top of the taxes you will be paying in that country

    在你將在該國支付的稅款之外,你還可以從你的利潤中獲得其份額。

  • Whether that's fair or unfair, it depends

    這究竟是公平還是不公平,取決於

  • on whom you are asking.

    你在問誰。

  • You can write down what do you think!

    你可以寫下你的想法!

  • However, things are not as bad as they seem.

    然而,事情並不像看上去那樣糟糕。

  • There is a way for you to avoid those taxes legally

    有一種方法可以讓你合法地避免這些稅收。

  • Instead of declaring 100 million dollars in profit, be smart about it!

    與其宣稱有1億美元的利潤,不如精打細算。

  • How about you lower your profit to just 30 million dollars and now suddenly you only

    你把你的利潤降低到只有3000萬美金,現在突然間你只有

  • have to pay only 6.3 Million dollars (21% out of 30M) instead of 21 million dollars.

    只需支付630萬美元(3000萬中的21%),而不是2100萬美元。

  • Get on a plane and travel to the little island

    坐上飛機,到小島上旅行

  • of Bermuda and set up a new company there.

    在百慕大,並在那裡設立了一個新的公司。

  • It's easy, fast and cheap because you won't have anything except an address to a small

    這很簡單,很快速,也很便宜,因為除了一個小的地址,你不會有任何東西。

  • office in the middle of nowhere!

    荒郊野外的辦公室!

  • Then simply give all of your patents, trademarks, and intellectual property of any kind from

    然後簡單地把你所有的專利、商標和任何種類的知識產權從

  • your real company that is in the united states to your new company in Bermuda.

    你在美國的真正的公司到你在百慕大的新公司。

  • So when uncle sam comes to collect 21 million dollars out of your hundred million dollars!

    是以,當山姆大叔來收取你的一億美元中的2100萬美元時!

  • You say sorry!

    你說對不起!

  • We have licensed this technology from this company in Bermuda, so we have to pay 70 million

    我們已經從百慕大的這家公司獲得了這項技術的許可,所以我們必須支付7000萬的費用。

  • dollars to them.

    美元給他們。

  • So we are just left with 30 million dollars, so now you only have to pay 6.3 million dollars.

    所以我們只剩下3000萬美元,所以現在你只需要支付630萬美元。

  • Your 70 million dollars in Bermuda are not taxed because the corporate tax rate in Bermuda

    你在百慕大的7000萬美金沒有被徵稅,因為百慕大的公司稅率

  • is 0 percent.

    是0%。

  • Congrats!

    祝賀你!

  • You have saved 14.7 million dollars.

    你已經節省了1470萬美元。

  • But how about the profit you earned in Europe?

    但你在歐洲賺取的利潤呢?

  • It will be taxed, right?

    它將被徵稅,對嗎?

  • You set up a new company in Ireland that's

    你在愛爾蘭成立了一家新公司,該公司是

  • going to make another hundred million dollars.

    將會再賺一億美元。

  • Instead of paying 12.5 percent corporate tax in Ireland and the remaining 8.5 percent to

    與其在愛爾蘭支付12.5%的公司稅,而將剩餘的8.5%的稅款支付給愛爾蘭政府。

  • the United States.

    美國。

  • Because Uncle Sam will come after you no matter where are you

    因為無論你在哪裡,山姆大叔都會來找你的麻煩!

  • You transfer that hundred million dollars to a new company you set up in the Netherlands

    你把那一億美元轉到你在荷蘭成立的一個新公司。

  • at 0 percent taxes through a little tax loop.

    在0%的稅率下,通過一個小小的稅收循環。

  • Your Dutch (Netherlands) company immediately sends it back to your first Irish company

    你的荷蘭(Netherlands)公司立即將其發回給你的第一家愛爾蘭公司

  • that's simply a subsidiary of your Bermuda company, So the money ends up back at Bermuda,

    這只是你的百慕大公司的一個子公司,所以這些錢最終還是回到了百慕大。

  • where the tax rate is 0 percent.

    其中稅率為0%。

  • Congrats!

    祝賀你!

  • You have saved millions of dollars

    你已經節省了數百萬美元的費用

  • That's how Apple, Google, and many other giant

    這就是蘋果、谷歌和其他許多巨頭是如何做到的。

  • corporations avoid taxes!

    企業避稅!

  • It might not make a huge difference when you are earning millions of dollars, but when

    當你賺取數百萬美元時,這可能不會產生巨大的差異,但當

  • you are earning billions of dollars, saving even a billion dollars would make a huge difference.

    你在賺取數十億美元,即使節省10億美元也會有很大的不同。

  • When politicians increase or decrease the

    當政治家們增加或減少

  • corporate tax rate, it doesn't really make a big difference because why pay even a 10

    在公司稅率方面,這其實並沒有什麼大的區別,因為為什麼要支付甚至是10%的稅率?

  • percent tax rate in the united states when you can pay 0 taxes in Bermuda

    當你在百慕大可以支付零稅率時,你在美國的稅率是百分之百。

  • 
 2.

    2.

  • Expanding Market ShareHaving billions of dollars offshore is great,

    擴大市場份額 擁有數十億美元的海外資金是很好的。

  • but What is the point if you cant use it!

    但如果你不能使用它,又有什麼意義呢?

  • If you bring it back to the US, you still have to pay taxes on it, which makes all that

    如果你把它帶回美國,你仍然要為它繳稅,這使得所有這些

  • scheme useless.

    計劃無用。

  • That's why corporations started taking a different approach.

    這就是為什麼企業開始採取不同的方法。

  • The largest US companies such as Boeing, Netflix, Amazon, GM either pay 0 taxes or a tiny percentage.

    美國最大的公司,如波音、Netflix、亞馬遜、通用汽車,要麼不交稅,要麼只交很小的比例。

  • From 2008 to 2017, Boeing paid only 8.4 percent on 54.7 billion dollars of profit

    從2008年到2017年,波音公司只為547億美元的利潤支付了8.4%。

  • In 2018, Netflix reported 845 million dollars in profit but paid absolutely no taxes at

    2018年,Netflix報告了8.45億美元的利潤,但完全沒有繳稅,在

  • all

    所有。

  • The company can make a big investment and

    公司可以進行大的投資和

  • dramatically expand and gain market share.

    急劇擴大並獲得市場份額。

  • In fact, they might have to borrow money and, at the end of the year, report a loss, and

    事實上,他們可能不得不借錢,並在年底報告損失,而

  • when you are reporting a loss, you are not only not paying any taxes for that year, but

    當你報告虧損時,你不僅沒有支付該年度的任何稅款,而且

  • you can forward it to future years.

    你可以把它轉發到未來幾年。

  • So if you are going to make a significant profit next year, because last year you gained

    是以,如果你明年要賺取大量的利潤,因為去年你獲得了

  • such a huge market share, you still can deduct your last year's loss and significantly reduce

    如此巨大的市場份額,你仍然可以扣除你去年的損失,並大大減少

  • your tax bill, if not avoid it at all.

    你的稅單,如果不是完全避免的話。

  • And it's a common practice among the companies

    而且這也是公司之間的普遍做法。

  • 
  So the company might not be making any profit.

    是以,該公司可能沒有任何利潤。

  • In fact, some companies keep on reporting losses year after year.

    事實上,一些公司年復一年地不斷報告虧損。

  • Uber has a market cap of over 50 billion dollars, and it's making revenue of a few billion dollars,

    Uber的市值超過500億美元,而它的收入也有幾十億美元。

  • but the company has not reported even a penny of profit.

    但該公司沒有報告哪怕一分錢的利潤。

  • In other words, it hasn't paid a single dime in taxes yet.

    換句話說,它還沒有交過一毛錢的稅。

  • Even if Uber's valuation crosses 100 billion dollars, it still doesn't have to pay taxes

    即使Uber的估值超過1000億美元,它仍然不需要交稅

  • unless it reports a profit.

    除非它報告有利潤。

  • 
 


  • 3.

    3.

  • Stocks  


    股票

  • In 2020, Jeff Bezos made 75 billion dollars and paid zero taxes on that.

    2020年,傑夫-貝索斯賺了750億美元,併為此繳納了零稅。

  • Because his wealth isn't liquid and consists entirely of amazon shares, and he only has

    因為他的財富沒有流動性,完全由亞馬遜股票組成,而且他只有

  • to pay taxes if he liquidates his shares, but as long as he doesn't, he doesn't have

    如果他清算他的股份,他需要交稅,但只要他不交稅,他就沒有必要

  • to pay taxes

    以支付稅款。

  •   But what is the point of all of that wealth

    但所有這些財富的意義是什麼呢?

  • if you can't use it?

    如果你不能使用它?

  • This wealth is just on paper

    這些財富只是紙上談兵!

  • Well, it's one way to think about it, but from an opposite point of view, what would

    好吧,這是一種思考方式,但從一個相反的角度來看,什麼會

  • you do with 75 billion dollars in cash.

    你用750億美元的現金做什麼。

  • As long as your company keeps growing, your wealth keeps growing.

    只要你的公司持續增長,你的財富就會持續增長。

  • And if you want to drive a Ferrari, fly a private jet, or travel across the world and

    如果你想開法拉利,坐私人飛機,或穿越世界,並

  • stay in the most expensive hotels.

    住在最昂貴的酒店。

  • Just use the company's money and then deduct it as a business expense and lower your tax

    只要用公司的錢,然後作為商業費用扣除,就可以降低你的稅收

  • bill even further.

    賬單更進一步。

  • 
 4.

    4.

  • Art

    藝術

  • Art is great, but rich people have turned it into a method to avoid taxes.

    藝術是偉大的,但有錢人把它變成了一種避稅的方法。

  • You probably have seen painting sold for hundreds of millions of dollars.

    你可能已經看到了以數億美元出售的繪畫。

  • Take this painting (Salvator Mundi).

    以這幅畫(Salvator Mundi)為例。

  • It's an amazing painting but let's be honest, it doesn't worth 450 million dollars.

    這是一幅了不起的畫,但說實話,它並不值4.5億美元。

  • So here is the real reason why art is so expensive.

    是以,這裡是藝術品如此昂貴的真正原因。

  • Let's say you are a multi-millionaire.

    比方說,你是一個千萬富翁。

  • You buy a piece of art from the primary market for a million dollars and hung it on the wall

    你從一級市場上花一百萬美元買了一件藝術品,然後把它掛在牆上

  • of your office.

    你的辦公室的。

  • After 5 years, you make 22 million dollars.

    5年後,你賺了2200萬美元。

  • You will have to pay a lot of taxes on that.

    你將不得不為此支付大量的稅款。

  • However, here is how you can avoid that.

    然而,這裡是你可以避免這種情況的方法。

  • Remember the piece of art you have purchased for a million dollars.

    記住你用一百萬美元購買的那件藝術品。

  • Surprisingly now it is worth 7 million dollars.

    令人驚訝的是,現在它的價值是700萬美元。

  • Its value has increased over the last 5 years, according to your "experts."

    根據你們的 "專家 "的說法,在過去的5年裡,它的價值已經上升。

  •  Since you are such a generous guy, you donate that piece of art to your favorite museum,

    由於你是一個如此慷慨的人,你把那件藝術品捐給了你最喜歡的博物館。

  • and you deduct 7 million dollars as a charitable deduction from your 22 million dollars income.

    而你從2200萬美元的收入中扣除700萬美元作為慈善扣除。

  • Now you have to pay taxes on only 15 million dollars

    現在你只需要為1500萬美元交稅。

  • Congrats!

    祝賀你!

  • You have saved millions of dollars in taxes.

    你已經節省了數百萬美元的稅收。

  • The media spreads the news about what a generous person you are since you have donated a piece

    媒體散佈消息說你是一個多麼慷慨的人,因為你捐贈了一塊

  • of art that costs 7 million dollars.

    價值700萬美元的藝術品。

  • The museum puts your name right beside the painting.

    博物館把你的名字放在畫的旁邊。

  • That's how the elite of the society use art to avoid taxes and boost their image.

    社會精英們就是這樣利用藝術來避稅,提升自己的形象。

  • 
 


  • 5.

    5.

  • Section 1031 exchange  


    第1031條交換

  • This is rich people's favorite tool to avoid taxes.

    這是富人最喜歡的避稅工具。

  • It's even difficult to believe that such a loophole exists.

    甚至很難相信這種漏洞的存在。

  • Let's say you want to sell your house and buy a bigger house.

    比方說,你想賣掉你的房子,買一個更大的房子。

  • In the last 10 years, the value of your property has risen dramatically, so you are going to

    在過去的10年裡,你的財產的價值急劇上升,所以你要

  • sell it at a huge profit.

    以巨大的利潤將其出售。

  • Ideally, you should be paying a capital gain tax on it, but if you use that money to buy

    理想情況下,你應該為其繳納資本利得稅,但如果你用這些錢來購買

  • another property within the next 45 days, you don't have to pay a dime in taxes.

    在未來45天內購買另一處房產,你就不必支付一毛錢的稅款。

  • It's not unique to real estate, but it applies to other assets such as stocks.

    這不是房地產獨有的,但它適用於其他資產,如股票。

  • But it's a little complicated with stocks.

    但是對於股票來說就有點複雜了。

  • That's why you lower and accountants to make sure you are eligible to such tax differ.

    這就是為什麼你要降低和會計師,以確保你有資格獲得這種稅收差異。

  • If you dig deep into the tax code, you will

    如果你深入挖掘稅法,你會發現

  • find out that there are multiple ways to avoid taxes.

    發現有多種方法可以避稅。

  • Most of the taxes are paid by High-income earners like doctors, lowers, engineers, and

    大部分稅收是由高收入者支付的,如醫生、低層人士、工程師和

  • so on, but the real rich pay the lowest percentage possible

    以此類推,但真正的富人支付的比例是最低的。

  • 
 


  • Anyways, it's time to go and get your two free stocks from we bull of you.

    總之,現在是時候去從我們這些大牛那裡得到你的兩支免費股票了。

  • Use the link in the description.

    使用描述中的鏈接。

  • Or check out my special course on Skillshare that will teach how to invest in the stock

    或查看我在Skillshare上的特別課程,該課程將教授如何投資於股票

  • market like those rich people.

    像那些富人一樣的市場。

  • And most importantly, give this video a thumbs up if you want to help and subscribe if you

    最重要的是,如果你想幫忙,請給這個視頻豎起大拇指,如果你想訂閱,請訂閱

  • are new around here.

    在這裡是新的。

  • Thanks for watching and until next time

    謝謝你的觀看,直到下一次。

How much of the world's wealth do you think is hidden offshore?

你認為世界上有多少財富被藏在海外?

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