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DURABILITY
DURABILITY TESTS
DURABILITY TESTS FOLDING
DURABILITY TESTS FOLDING IT
DURABILITY TESTS FOLDING IT 200,000
DURABILITY TESTS FOLDING IT 200,000 TIMES.
200,000 TIMES.
200,000 TIMES. NO
200,000 TIMES. NO WORD
200,000 TIMES. NO WORD ON
200,000 TIMES. NO WORD ON WHEN
200,000 TIMES. NO WORD ON WHEN IT
200,000 TIMES. NO WORD ON WHEN IT MIGHT
200,000 TIMES. NO WORD ON WHEN IT MIGHT BE
NO WORD ON WHEN IT MIGHT BE
NO WORD ON WHEN IT MIGHT BE AVAILABLE
NO WORD ON WHEN IT MIGHT BE AVAILABLE IN
NO WORD ON WHEN IT MIGHT BE AVAILABLE IN THE
NO WORD ON WHEN IT MIGHT BE AVAILABLE IN THE U.S.
AVAILABLE IN THE U.S.
AVAILABLE IN THE U.S. >>>
AVAILABLE IN THE U.S. >>> MORTGAGE
AVAILABLE IN THE U.S. >>> MORTGAGE INTEREST
AVAILABLE IN THE U.S. >>> MORTGAGE INTEREST RATES
>>> MORTGAGE INTEREST RATES
>>> MORTGAGE INTEREST RATES HAVE
>>> MORTGAGE INTEREST RATES HAVE JUMPED
>>> MORTGAGE INTEREST RATES HAVE JUMPED TO
>>> MORTGAGE INTEREST RATES HAVE JUMPED TO A
>>> MORTGAGE INTEREST RATES HAVE JUMPED TO A SEVEN
>>> MORTGAGE INTEREST RATES HAVE JUMPED TO A SEVEN YEAR
HAVE JUMPED TO A SEVEN YEAR
HAVE JUMPED TO A SEVEN YEAR HIGH,
HAVE JUMPED TO A SEVEN YEAR HIGH, MAKING
HAVE JUMPED TO A SEVEN YEAR HIGH, MAKING IT
HAVE JUMPED TO A SEVEN YEAR HIGH, MAKING IT TRICKIER
HAVE JUMPED TO A SEVEN YEAR HIGH, MAKING IT TRICKIER FOR
HIGH, MAKING IT TRICKIER FOR
HIGH, MAKING IT TRICKIER FOR BUYERS
HIGH, MAKING IT TRICKIER FOR BUYERS TO
HIGH, MAKING IT TRICKIER FOR BUYERS TO KNOW
HIGH, MAKING IT TRICKIER FOR BUYERS TO KNOW HOW
HIGH, MAKING IT TRICKIER FOR BUYERS TO KNOW HOW TO
HIGH, MAKING IT TRICKIER FOR BUYERS TO KNOW HOW TO NAVIGATE
BUYERS TO KNOW HOW TO NAVIGATE
BUYERS TO KNOW HOW TO NAVIGATE THE
BUYERS TO KNOW HOW TO NAVIGATE THE TWIN
BUYERS TO KNOW HOW TO NAVIGATE THE TWIN CITIES
BUYERS TO KNOW HOW TO NAVIGATE THE TWIN CITIES MARKET.
THE TWIN CITIES MARKET.
THE TWIN CITIES MARKET. A
THE TWIN CITIES MARKET. A REAL
THE TWIN CITIES MARKET. A REAL ESTATE
THE TWIN CITIES MARKET. A REAL ESTATE EXPERT
THE TWIN CITIES MARKET. A REAL ESTATE EXPERT IS
THE TWIN CITIES MARKET. A REAL ESTATE EXPERT IS HERE
THE TWIN CITIES MARKET. A REAL ESTATE EXPERT IS HERE TO
A REAL ESTATE EXPERT IS HERE TO
A REAL ESTATE EXPERT IS HERE TO GIVE
A REAL ESTATE EXPERT IS HERE TO GIVE US
A REAL ESTATE EXPERT IS HERE TO GIVE US PERSPECTIVE
A REAL ESTATE EXPERT IS HERE TO GIVE US PERSPECTIVE FOR
A REAL ESTATE EXPERT IS HERE TO GIVE US PERSPECTIVE FOR BUYERS
GIVE US PERSPECTIVE FOR BUYERS
GIVE US PERSPECTIVE FOR BUYERS AND
GIVE US PERSPECTIVE FOR BUYERS AND SELLERS.
AND SELLERS.
AND SELLERS. GOOD
AND SELLERS. GOOD TO
AND SELLERS. GOOD TO SEE
AND SELLERS. GOOD TO SEE YOU.
GOOD TO SEE YOU.
GOOD TO SEE YOU. IS
GOOD TO SEE YOU. IS IT
GOOD TO SEE YOU. IS IT SHIFTING
GOOD TO SEE YOU. IS IT SHIFTING FROM
GOOD TO SEE YOU. IS IT SHIFTING FROM THE
GOOD TO SEE YOU. IS IT SHIFTING FROM THE BUYERS'
IS IT SHIFTING FROM THE BUYERS'
IS IT SHIFTING FROM THE BUYERS' MARKET?
MARKET?
MARKET? TELL
MARKET? TELL US
MARKET? TELL US WHAT
MARKET? TELL US WHAT THE
MARKET? TELL US WHAT THE SHIFT
MARKET? TELL US WHAT THE SHIFT IS.
TELL US WHAT THE SHIFT IS.
TELL US WHAT THE SHIFT IS. WHAT'S
TELL US WHAT THE SHIFT IS. WHAT'S TAKING
TELL US WHAT THE SHIFT IS. WHAT'S TAKING PLACE?
WHAT'S TAKING PLACE?
WHAT'S TAKING PLACE? >>
WHAT'S TAKING PLACE? >> THE
WHAT'S TAKING PLACE? >> THE MARKET
WHAT'S TAKING PLACE? >> THE MARKET IS
WHAT'S TAKING PLACE? >> THE MARKET IS DEFINITELY
>> THE MARKET IS DEFINITELY
>> THE MARKET IS DEFINITELY SHIFTING.
SHIFTING.
SHIFTING. WHAT'S
SHIFTING. WHAT'S HAPPENING
SHIFTING. WHAT'S HAPPENING IS
SHIFTING. WHAT'S HAPPENING IS MORE
SHIFTING. WHAT'S HAPPENING IS MORE HOUSES
WHAT'S HAPPENING IS MORE HOUSES
WHAT'S HAPPENING IS MORE HOUSES ARE
WHAT'S HAPPENING IS MORE HOUSES ARE COMING
WHAT'S HAPPENING IS MORE HOUSES ARE COMING ON
WHAT'S HAPPENING IS MORE HOUSES ARE COMING ON THE
WHAT'S HAPPENING IS MORE HOUSES ARE COMING ON THE MARKET.
ARE COMING ON THE MARKET.
ARE COMING ON THE MARKET. AND
ARE COMING ON THE MARKET. AND INTEREST
ARE COMING ON THE MARKET. AND INTEREST RATES
ARE COMING ON THE MARKET. AND INTEREST RATES ARE
ARE COMING ON THE MARKET. AND INTEREST RATES ARE AT
ARE COMING ON THE MARKET. AND INTEREST RATES ARE AT A
AND INTEREST RATES ARE AT A
AND INTEREST RATES ARE AT A SEVEN
AND INTEREST RATES ARE AT A SEVEN YEAR
AND INTEREST RATES ARE AT A SEVEN YEAR HIGH.
SEVEN YEAR HIGH.
SEVEN YEAR HIGH. BUT
SEVEN YEAR HIGH. BUT HISTORICALLY,
SEVEN YEAR HIGH. BUT HISTORICALLY, THE
SEVEN YEAR HIGH. BUT HISTORICALLY, THE RATES
SEVEN YEAR HIGH. BUT HISTORICALLY, THE RATES ARE
BUT HISTORICALLY, THE RATES ARE
BUT HISTORICALLY, THE RATES ARE STILL
BUT HISTORICALLY, THE RATES ARE STILL REALLY
BUT HISTORICALLY, THE RATES ARE STILL REALLY LOW.
STILL REALLY LOW.
STILL REALLY LOW. INVENTORY
STILL REALLY LOW. INVENTORY IS
STILL REALLY LOW. INVENTORY IS STARTING
STILL REALLY LOW. INVENTORY IS STARTING TO
STILL REALLY LOW. INVENTORY IS STARTING TO RISE
INVENTORY IS STARTING TO RISE
INVENTORY IS STARTING TO RISE AND
INVENTORY IS STARTING TO RISE AND RATES
INVENTORY IS STARTING TO RISE AND RATES ARE
INVENTORY IS STARTING TO RISE AND RATES ARE GOING
INVENTORY IS STARTING TO RISE AND RATES ARE GOING UP.
AND RATES ARE GOING UP.
AND RATES ARE GOING UP. AND
AND RATES ARE GOING UP. AND MOST
AND RATES ARE GOING UP. AND MOST HOME
AND RATES ARE GOING UP. AND MOST HOME BUYERS
AND RATES ARE GOING UP. AND MOST HOME BUYERS PURCHASE
AND MOST HOME BUYERS PURCHASE
AND MOST HOME BUYERS PURCHASE ON
AND MOST HOME BUYERS PURCHASE ON PAYMENT.
ON PAYMENT.
ON PAYMENT. IT
ON PAYMENT. IT IS
ON PAYMENT. IT IS MORE
ON PAYMENT. IT IS MORE EXPENSIVE
ON PAYMENT. IT IS MORE EXPENSIVE TO
IT IS MORE EXPENSIVE TO
IT IS MORE EXPENSIVE TO PURCHASE
IT IS MORE EXPENSIVE TO PURCHASE A
IT IS MORE EXPENSIVE TO PURCHASE A HOME.
PURCHASE A HOME.
PURCHASE A HOME. >>
PURCHASE A HOME. >> TALK
PURCHASE A HOME. >> TALK ABOUT
PURCHASE A HOME. >> TALK ABOUT THE
PURCHASE A HOME. >> TALK ABOUT THE INTEREST
>> TALK ABOUT THE INTEREST
>> TALK ABOUT THE INTEREST RATES,
>> TALK ABOUT THE INTEREST RATES, THE
>> TALK ABOUT THE INTEREST RATES, THE SHIFT
>> TALK ABOUT THE INTEREST RATES, THE SHIFT WHERE
>> TALK ABOUT THE INTEREST RATES, THE SHIFT WHERE SELLERS
RATES, THE SHIFT WHERE SELLERS
RATES, THE SHIFT WHERE SELLERS WERE
RATES, THE SHIFT WHERE SELLERS WERE ABLE
RATES, THE SHIFT WHERE SELLERS WERE ABLE TO
RATES, THE SHIFT WHERE SELLERS WERE ABLE TO COMMAND
RATES, THE SHIFT WHERE SELLERS WERE ABLE TO COMMAND MULTIPLE
WERE ABLE TO COMMAND MULTIPLE
WERE ABLE TO COMMAND MULTIPLE OFFERS.
OFFERS.
OFFERS. NOW
OFFERS. NOW BUYERS
OFFERS. NOW BUYERS HAVE
OFFERS. NOW BUYERS HAVE MORE
OFFERS. NOW BUYERS HAVE MORE CHOICE.
NOW BUYERS HAVE MORE CHOICE.
NOW BUYERS HAVE MORE CHOICE. WHAT'S
NOW BUYERS HAVE MORE CHOICE. WHAT'S THE
NOW BUYERS HAVE MORE CHOICE. WHAT'S THE IMPACT
NOW BUYERS HAVE MORE CHOICE. WHAT'S THE IMPACT WITH
NOW BUYERS HAVE MORE CHOICE. WHAT'S THE IMPACT WITH THE
WHAT'S THE IMPACT WITH THE
WHAT'S THE IMPACT WITH THE SEVEN
WHAT'S THE IMPACT WITH THE SEVEN YEAR
WHAT'S THE IMPACT WITH THE SEVEN YEAR HIGH?
SEVEN YEAR HIGH?
SEVEN YEAR HIGH? ARE
SEVEN YEAR HIGH? ARE WE
SEVEN YEAR HIGH? ARE WE STILL
SEVEN YEAR HIGH? ARE WE STILL NOT
SEVEN YEAR HIGH? ARE WE STILL NOT AT
SEVEN YEAR HIGH? ARE WE STILL NOT AT A
SEVEN YEAR HIGH? ARE WE STILL NOT AT A FAVORABLE
ARE WE STILL NOT AT A FAVORABLE
ARE WE STILL NOT AT A FAVORABLE INTEREST
ARE WE STILL NOT AT A FAVORABLE INTEREST RATE?
INTEREST RATE?
INTEREST RATE? >>
INTEREST RATE? >> RATES
INTEREST RATE? >> RATES ARE
INTEREST RATE? >> RATES ARE HISTORICALLY
>> RATES ARE HISTORICALLY
>> RATES ARE HISTORICALLY REALLY
>> RATES ARE HISTORICALLY REALLY LOW
>> RATES ARE HISTORICALLY REALLY LOW BUT
>> RATES ARE HISTORICALLY REALLY LOW BUT THE
>> RATES ARE HISTORICALLY REALLY LOW BUT THE CHANGE
>> RATES ARE HISTORICALLY REALLY LOW BUT THE CHANGE IN
REALLY LOW BUT THE CHANGE IN
REALLY LOW BUT THE CHANGE IN RATE
REALLY LOW BUT THE CHANGE IN RATE HAS
REALLY LOW BUT THE CHANGE IN RATE HAS MADE
REALLY LOW BUT THE CHANGE IN RATE HAS MADE A
REALLY LOW BUT THE CHANGE IN RATE HAS MADE A SIGNIFICANT
RATE HAS MADE A SIGNIFICANT
RATE HAS MADE A SIGNIFICANT DIFFERENCE
RATE HAS MADE A SIGNIFICANT DIFFERENCE IN
RATE HAS MADE A SIGNIFICANT DIFFERENCE IN WHAT
RATE HAS MADE A SIGNIFICANT DIFFERENCE IN WHAT THE
RATE HAS MADE A SIGNIFICANT DIFFERENCE IN WHAT THE ACTUAL
DIFFERENCE IN WHAT THE ACTUAL
DIFFERENCE IN WHAT THE ACTUAL PAYMENT
DIFFERENCE IN WHAT THE ACTUAL PAYMENT IS.
PAYMENT IS.
PAYMENT IS. IF
PAYMENT IS. IF YOU
PAYMENT IS. IF YOU LOOK
PAYMENT IS. IF YOU LOOK AT
PAYMENT IS. IF YOU LOOK AT AN
PAYMENT IS. IF YOU LOOK AT AN AMORTIZATION
IF YOU LOOK AT AN AMORTIZATION
IF YOU LOOK AT AN AMORTIZATION SCHEDULE.
SCHEDULE.
SCHEDULE. IT
SCHEDULE. IT MAKES
SCHEDULE. IT MAKES A
SCHEDULE. IT MAKES A BIG
SCHEDULE. IT MAKES A BIG DIFFERENCE
SCHEDULE. IT MAKES A BIG DIFFERENCE IN
IT MAKES A BIG DIFFERENCE IN
IT MAKES A BIG DIFFERENCE IN THE
IT MAKES A BIG DIFFERENCE IN THE PAYMENT.
THE PAYMENT.
THE PAYMENT. >>
THE PAYMENT. >> YOU'RE
THE PAYMENT. >> YOU'RE SEEING
THE PAYMENT. >> YOU'RE SEEING WITH
>> YOU'RE SEEING WITH
>> YOU'RE SEEING WITH MILLENNIALS.
MILLENNIALS.
MILLENNIALS. THERE
MILLENNIALS. THERE HAS
MILLENNIALS. THERE HAS BEEN
MILLENNIALS. THERE HAS BEEN A
MILLENNIALS. THERE HAS BEEN A CHANGE
MILLENNIALS. THERE HAS BEEN A CHANGE IN
MILLENNIALS. THERE HAS BEEN A CHANGE IN THE
THERE HAS BEEN A CHANGE IN THE
THERE HAS BEEN A CHANGE IN THE KINDS
THERE HAS BEEN A CHANGE IN THE KINDS OF
THERE HAS BEEN A CHANGE IN THE KINDS OF HOMES
THERE HAS BEEN A CHANGE IN THE KINDS OF HOMES THAT
THERE HAS BEEN A CHANGE IN THE KINDS OF HOMES THAT THEY
THERE HAS BEEN A CHANGE IN THE KINDS OF HOMES THAT THEY ARE
KINDS OF HOMES THAT THEY ARE
KINDS OF HOMES THAT THEY ARE LOOKING
KINDS OF HOMES THAT THEY ARE LOOKING AT
KINDS OF HOMES THAT THEY ARE LOOKING AT AND
KINDS OF HOMES THAT THEY ARE LOOKING AT AND BUYING.
LOOKING AT AND BUYING.
LOOKING AT AND BUYING. STARTER
LOOKING AT AND BUYING. STARTER HOMES,
LOOKING AT AND BUYING. STARTER HOMES, THAT
LOOKING AT AND BUYING. STARTER HOMES, THAT PRICE
LOOKING AT AND BUYING. STARTER HOMES, THAT PRICE RANGE
STARTER HOMES, THAT PRICE RANGE
STARTER HOMES, THAT PRICE RANGE IS
STARTER HOMES, THAT PRICE RANGE IS WHAT?
IS WHAT?
IS WHAT? >>
IS WHAT? >> $200,000
IS WHAT? >> $200,000 IS
IS WHAT? >> $200,000 IS A
IS WHAT? >> $200,000 IS A STARTER
IS WHAT? >> $200,000 IS A STARTER HOME
>> $200,000 IS A STARTER HOME
>> $200,000 IS A STARTER HOME IN
>> $200,000 IS A STARTER HOME IN THE
>> $200,000 IS A STARTER HOME IN THE TWIN
>> $200,000 IS A STARTER HOME IN THE TWIN CITIES
>> $200,000 IS A STARTER HOME IN THE TWIN CITIES MARKET.
IN THE TWIN CITIES MARKET.
IN THE TWIN CITIES MARKET. BECAUSE
IN THE TWIN CITIES MARKET. BECAUSE OF
IN THE TWIN CITIES MARKET. BECAUSE OF THE
IN THE TWIN CITIES MARKET. BECAUSE OF THE RISING
IN THE TWIN CITIES MARKET. BECAUSE OF THE RISING INTEREST
BECAUSE OF THE RISING INTEREST
BECAUSE OF THE RISING INTEREST RATES,
BECAUSE OF THE RISING INTEREST RATES, WE
BECAUSE OF THE RISING INTEREST RATES, WE SEE
BECAUSE OF THE RISING INTEREST RATES, WE SEE MILLENNIALS
RATES, WE SEE MILLENNIALS
RATES, WE SEE MILLENNIALS SKIPPING
RATES, WE SEE MILLENNIALS SKIPPING THE
RATES, WE SEE MILLENNIALS SKIPPING THE STARTER
RATES, WE SEE MILLENNIALS SKIPPING THE STARTER HOME
RATES, WE SEE MILLENNIALS SKIPPING THE STARTER HOME AND
SKIPPING THE STARTER HOME AND
SKIPPING THE STARTER HOME AND GOING
SKIPPING THE STARTER HOME AND GOING FOR
SKIPPING THE STARTER HOME AND GOING FOR A
SKIPPING THE STARTER HOME AND GOING FOR A HOME
SKIPPING THE STARTER HOME AND GOING FOR A HOME THAT'S
SKIPPING THE STARTER HOME AND GOING FOR A HOME THAT'S MORE
SKIPPING THE STARTER HOME AND GOING FOR A HOME THAT'S MORE IN
GOING FOR A HOME THAT'S MORE IN
GOING FOR A HOME THAT'S MORE IN PRICE.
PRICE.
PRICE. THEY
PRICE. THEY CAN
PRICE. THEY CAN LOCK
PRICE. THEY CAN LOCK INTO
PRICE. THEY CAN LOCK INTO THE
PRICE. THEY CAN LOCK INTO THE LOWER
THEY CAN LOCK INTO THE LOWER
THEY CAN LOCK INTO THE LOWER INTEREST
THEY CAN LOCK INTO THE LOWER INTEREST RATE
THEY CAN LOCK INTO THE LOWER INTEREST RATE FOR
THEY CAN LOCK INTO THE LOWER INTEREST RATE FOR THE
THEY CAN LOCK INTO THE LOWER INTEREST RATE FOR THE LIFE
THEY CAN LOCK INTO THE LOWER INTEREST RATE FOR THE LIFE OF
INTEREST RATE FOR THE LIFE OF
INTEREST RATE FOR THE LIFE OF THE
INTEREST RATE FOR THE LIFE OF THE LOAN.
THE LOAN.
THE LOAN. >>
THE LOAN. >> SO
THE LOAN. >> SO ARE
THE LOAN. >> SO ARE THEY
THE LOAN. >> SO ARE THEY SAVING
THE LOAN. >> SO ARE THEY SAVING FOR
THE LOAN. >> SO ARE THEY SAVING FOR THE
>> SO ARE THEY SAVING FOR THE
>> SO ARE THEY SAVING FOR THE DOWN
>> SO ARE THEY SAVING FOR THE DOWN PAYMENT?
DOWN PAYMENT?
DOWN PAYMENT? >>
DOWN PAYMENT? >> THEY
DOWN PAYMENT? >> THEY ARE
DOWN PAYMENT? >> THEY ARE NOT
DOWN PAYMENT? >> THEY ARE NOT PURCHASING
>> THEY ARE NOT PURCHASING
>> THEY ARE NOT PURCHASING HOMES
>> THEY ARE NOT PURCHASING HOMES UNTIL
>> THEY ARE NOT PURCHASING HOMES UNTIL THEY
>> THEY ARE NOT PURCHASING HOMES UNTIL THEY ARE
>> THEY ARE NOT PURCHASING HOMES UNTIL THEY ARE FURTHER
HOMES UNTIL THEY ARE FURTHER
HOMES UNTIL THEY ARE FURTHER ALONG.
ALONG.
ALONG. WHETHER
ALONG. WHETHER THEY'RE
ALONG. WHETHER THEY'RE MOVING
ALONG. WHETHER THEY'RE MOVING BACK
ALONG. WHETHER THEY'RE MOVING BACK IN
WHETHER THEY'RE MOVING BACK IN
WHETHER THEY'RE MOVING BACK IN WITH
WHETHER THEY'RE MOVING BACK IN WITH PARENTS
WHETHER THEY'RE MOVING BACK IN WITH PARENTS TO
WHETHER THEY'RE MOVING BACK IN WITH PARENTS TO PAY
WHETHER THEY'RE MOVING BACK IN WITH PARENTS TO PAY DOWN
WITH PARENTS TO PAY DOWN
WITH PARENTS TO PAY DOWN STUDENT
WITH PARENTS TO PAY DOWN STUDENT LOANS.
STUDENT LOANS.
STUDENT LOANS. THEY
STUDENT LOANS. THEY ARE
STUDENT LOANS. THEY ARE LOOKING
STUDENT LOANS. THEY ARE LOOKING FAR
STUDENT LOANS. THEY ARE LOOKING FAR HOME
THEY ARE LOOKING FAR HOME
THEY ARE LOOKING FAR HOME THAT'S
THEY ARE LOOKING FAR HOME THAT'S A
THEY ARE LOOKING FAR HOME THAT'S A BIT
THEY ARE LOOKING FAR HOME THAT'S A BIT MORE
THEY ARE LOOKING FAR HOME THAT'S A BIT MORE EXPENSIVE
THAT'S A BIT MORE EXPENSIVE
THAT'S A BIT MORE EXPENSIVE BECAUSE
THAT'S A BIT MORE EXPENSIVE BECAUSE THEY
THAT'S A BIT MORE EXPENSIVE BECAUSE THEY WANT
THAT'S A BIT MORE EXPENSIVE BECAUSE THEY WANT TO
THAT'S A BIT MORE EXPENSIVE BECAUSE THEY WANT TO LOCK
THAT'S A BIT MORE EXPENSIVE BECAUSE THEY WANT TO LOCK THE
BECAUSE THEY WANT TO LOCK THE
BECAUSE THEY WANT TO LOCK THE INTEREST
BECAUSE THEY WANT TO LOCK THE INTEREST RATE
BECAUSE THEY WANT TO LOCK THE INTEREST RATE FOR
BECAUSE THEY WANT TO LOCK THE INTEREST RATE FOR THE
BECAUSE THEY WANT TO LOCK THE INTEREST RATE FOR THE LIFE
BECAUSE THEY WANT TO LOCK THE INTEREST RATE FOR THE LIFE OF
INTEREST RATE FOR THE LIFE OF
INTEREST RATE FOR THE LIFE OF THE
INTEREST RATE FOR THE LIFE OF THE LOAN.
THE LOAN.
THE LOAN. >>
THE LOAN. >> LET'S
THE LOAN. >> LET'S TALK
THE LOAN. >> LET'S TALK ABOUT
THE LOAN. >> LET'S TALK ABOUT ADVICE
THE LOAN. >> LET'S TALK ABOUT ADVICE YOU
>> LET'S TALK ABOUT ADVICE YOU
>> LET'S TALK ABOUT ADVICE YOU GIVE
>> LET'S TALK ABOUT ADVICE YOU GIVE FOR
>> LET'S TALK ABOUT ADVICE YOU GIVE FOR BUYERS
>> LET'S TALK ABOUT ADVICE YOU GIVE FOR BUYERS AND
>> LET'S TALK ABOUT ADVICE YOU GIVE FOR BUYERS AND SELLERS.
GIVE FOR BUYERS AND SELLERS.
GIVE FOR BUYERS AND SELLERS. >>
GIVE FOR BUYERS AND SELLERS. >> THE
GIVE FOR BUYERS AND SELLERS. >> THE CRITICAL
GIVE FOR BUYERS AND SELLERS. >> THE CRITICAL THING
GIVE FOR BUYERS AND SELLERS. >> THE CRITICAL THING WHEN
>> THE CRITICAL THING WHEN
>> THE CRITICAL THING WHEN YOU'RE
>> THE CRITICAL THING WHEN YOU'RE SELLING
>> THE CRITICAL THING WHEN YOU'RE SELLING IS
>> THE CRITICAL THING WHEN YOU'RE SELLING IS IT
>> THE CRITICAL THING WHEN YOU'RE SELLING IS IT HAS
>> THE CRITICAL THING WHEN YOU'RE SELLING IS IT HAS TO
YOU'RE SELLING IS IT HAS TO
YOU'RE SELLING IS IT HAS TO LOOK
YOU'RE SELLING IS IT HAS TO LOOK RIGHT.
LOOK RIGHT.
LOOK RIGHT. STAGING
LOOK RIGHT. STAGING IT
LOOK RIGHT. STAGING IT PERFECTLY.
STAGING IT PERFECTLY.
STAGING IT PERFECTLY. YOU
STAGING IT PERFECTLY. YOU HAVE
STAGING IT PERFECTLY. YOU HAVE TO
STAGING IT PERFECTLY. YOU HAVE TO WIN
STAGING IT PERFECTLY. YOU HAVE TO WIN THE
STAGING IT PERFECTLY. YOU HAVE TO WIN THE ONLINE
YOU HAVE TO WIN THE ONLINE
YOU HAVE TO WIN THE ONLINE BEAUTY
YOU HAVE TO WIN THE ONLINE BEAUTY PAGEANT.
BEAUTY PAGEANT.
BEAUTY PAGEANT. 90%
BEAUTY PAGEANT. 90% OF
BEAUTY PAGEANT. 90% OF BUYERS
BEAUTY PAGEANT. 90% OF BUYERS ARE
BEAUTY PAGEANT. 90% OF BUYERS ARE LOOKING
BEAUTY PAGEANT. 90% OF BUYERS ARE LOOKING FOR
90% OF BUYERS ARE LOOKING FOR
90% OF BUYERS ARE LOOKING FOR HOMES
90% OF BUYERS ARE LOOKING FOR HOMES ONLINE.
HOMES ONLINE.
HOMES ONLINE. IT
HOMES ONLINE. IT HAS
HOMES ONLINE. IT HAS TO
HOMES ONLINE. IT HAS TO STAND
HOMES ONLINE. IT HAS TO STAND OUT,
HOMES ONLINE. IT HAS TO STAND OUT, ESPECIALLY
IT HAS TO STAND OUT, ESPECIALLY
IT HAS TO STAND OUT, ESPECIALLY AS
IT HAS TO STAND OUT, ESPECIALLY AS INVENTORY
IT HAS TO STAND OUT, ESPECIALLY AS INVENTORY IS
IT HAS TO STAND OUT, ESPECIALLY AS INVENTORY IS ON
IT HAS TO STAND OUT, ESPECIALLY AS INVENTORY IS ON THE
IT HAS TO STAND OUT, ESPECIALLY AS INVENTORY IS ON THE RISE.
AS INVENTORY IS ON THE RISE.
AS INVENTORY IS ON THE RISE. IT'S
AS INVENTORY IS ON THE RISE. IT'S CRITICAL
AS INVENTORY IS ON THE RISE. IT'S CRITICAL THAT
AS INVENTORY IS ON THE RISE. IT'S CRITICAL THAT YOUR
AS INVENTORY IS ON THE RISE. IT'S CRITICAL THAT YOUR HOME
IT'S CRITICAL THAT YOUR HOME
IT'S CRITICAL THAT YOUR HOME LOOKS
IT'S CRITICAL THAT YOUR HOME LOOKS THE
IT'S CRITICAL THAT YOUR HOME LOOKS THE BEST.
LOOKS THE BEST.
LOOKS THE BEST. >>
LOOKS THE BEST. >> AND
LOOKS THE BEST. >> AND FOR
LOOKS THE BEST. >> AND FOR BUYERS?
>> AND FOR BUYERS?
>> AND FOR BUYERS? >>
>> AND FOR BUYERS? >> WHEN
>> AND FOR BUYERS? >> WHEN YOU'RE
>> AND FOR BUYERS? >> WHEN YOU'RE LOOKING
>> AND FOR BUYERS? >> WHEN YOU'RE LOOKING FAR
>> WHEN YOU'RE LOOKING FAR
>> WHEN YOU'RE LOOKING FAR PROPERTY.
PROPERTY.
PROPERTY. FOCUS
PROPERTY. FOCUS ON
PROPERTY. FOCUS ON WHAT
PROPERTY. FOCUS ON WHAT THE
PROPERTY. FOCUS ON WHAT THE PAYMENT
PROPERTY. FOCUS ON WHAT THE PAYMENT IS
PROPERTY. FOCUS ON WHAT THE PAYMENT IS AT
FOCUS ON WHAT THE PAYMENT IS AT
FOCUS ON WHAT THE PAYMENT IS AT THE
FOCUS ON WHAT THE PAYMENT IS AT THE DIFFERENT
FOCUS ON WHAT THE PAYMENT IS AT THE DIFFERENT INTEREST
FOCUS ON WHAT THE PAYMENT IS AT THE DIFFERENT INTEREST RATES.
THE DIFFERENT INTEREST RATES.
THE DIFFERENT INTEREST RATES. WHEN
THE DIFFERENT INTEREST RATES. WHEN RATES
THE DIFFERENT INTEREST RATES. WHEN RATES ARE
THE DIFFERENT INTEREST RATES. WHEN RATES ARE ON
THE DIFFERENT INTEREST RATES. WHEN RATES ARE ON THE
THE DIFFERENT INTEREST RATES. WHEN RATES ARE ON THE RISE,
WHEN RATES ARE ON THE RISE,
WHEN RATES ARE ON THE RISE, YOUR
WHEN RATES ARE ON THE RISE, YOUR PAYMENT
WHEN RATES ARE ON THE RISE, YOUR PAYMENT COULD
WHEN RATES ARE ON THE RISE, YOUR PAYMENT COULD BE
WHEN RATES ARE ON THE RISE, YOUR PAYMENT COULD BE CHANGING
YOUR PAYMENT COULD BE CHANGING
YOUR PAYMENT COULD BE CHANGING AND
YOUR PAYMENT COULD BE CHANGING AND IF
YOUR PAYMENT COULD BE CHANGING AND IF YOU'RE
YOUR PAYMENT COULD BE CHANGING AND IF YOU'RE NOT
YOUR PAYMENT COULD BE CHANGING AND IF YOU'RE NOT REFRESHING
AND IF YOU'RE NOT REFRESHING
AND IF YOU'RE NOT REFRESHING YOUR
AND IF YOU'RE NOT REFRESHING YOUR PRE-APPROVAL
AND IF YOU'RE NOT REFRESHING YOUR PRE-APPROVAL LETTER,
AND IF YOU'RE NOT REFRESHING YOUR PRE-APPROVAL LETTER, YOU
YOUR PRE-APPROVAL LETTER, YOU
YOUR PRE-APPROVAL LETTER, YOU DON'T
YOUR PRE-APPROVAL LETTER, YOU DON'T EVEN
YOUR PRE-APPROVAL LETTER, YOU DON'T EVEN KNOW
YOUR PRE-APPROVAL LETTER, YOU DON'T EVEN KNOW THAT
YOUR PRE-APPROVAL LETTER, YOU DON'T EVEN KNOW THAT YOUR
DON'T EVEN KNOW THAT YOUR
DON'T EVEN KNOW THAT YOUR PAYMENT
DON'T EVEN KNOW THAT YOUR PAYMENT IS
DON'T EVEN KNOW THAT YOUR PAYMENT IS CHANGING.
PAYMENT IS CHANGING.
PAYMENT IS CHANGING. >>
PAYMENT IS CHANGING. >> AND
PAYMENT IS CHANGING. >> AND THAT