I'm 36 yearsoldlivinginJerseyCityand I makeabout $100,000 a yearlastyear I made $30,000 thisyear I actuallytripledthatAnd I thinkjustbecause a lotofpeopleareontheirphoneswaymoreduringthepandemic, mylineofworksortofjustskyrocketed.
I have 14.8000 followersoninstagram.
I thinkitwouldbesurprisingtomostpeoplethateventhough I have a smallerfollowingoninstagramthere's somuchmoneytobemade.
I charge $1000 peroneinstagrampostwithoneimage.
I haveabout $55,000 insavings, 1600 in a Rothiraandotherinvestments.
Sothat's incryptocurrencyandalso a mutualfund.
I havezerocreditcardsandonedebitcard.
I usedtobein a lot a lot a lot a lotofcreditcarddebtroughlyaround $30,000.
I hadnowaytogetoutuntil I foundthisnonprofitorganizationwheretheytakeyourcreditcards, theyreduceallofyour A.
P.
R.
Financeratesandyougetoutoftheprograminfiveyears.
Andso I'm completelyoutofallofthatcreditcarddebtaftertaxes, mytakehomeisabout $7000 a month, $1500 a monthgoestorent $615 a monthgoestocarpaymentsandcarinsurance, $112 goestoutilities.
I spend $200 onmonthlysubscriptionsThatleavesaround $4573 a monthtospend.
Here's mylastdebitcardstatement.
Mymostfrequentpurchaseisdefinitelyclose.
Thereasonwhy I purchasedsomanyclothesisbecause I do a lotoffashionhallsandtryonsoninstagramandyoutube.
I probablyreturnabout 50 to 75% oftheclothesthat I buy.
A lotofpeoplethinkthatbeinganinfluenceriscoolbecauseyouget a lotoffreestuff, a lotoffreeclothing, a lotoffreegear, butfreedoesnotmeanmoneyand I needtopaymybillssoit's reallynotsustainableunlessyouhaveothersourcesofincome.
Thenextchargeis 11 68 and 4 21 atsweetcream.
I spent 43 48 onthaifood.
I donotgoouttoeatveryoften.
I spent $167.56 atwholefoods, 51 49 attraderjoe's and $63.84 atkeyfoods.
I wasdiagnosedwithceliacbackin 2000 and 15, whichmakeseatingoutandshoppingforgroceries.
Verydifficult.
So I tendtogotonotonlyonegrocerystore, I go 23, sometimesfourtogetallthethingsthat I need.
I submitprobablyupto 20 to 30 times a dayandfortherapy, I spent $25.
Selfcareisreallyimportanttomeand I typicallyspend $85 on a manicurethereeverythreeweeks, butit's superimportantbecauseit's partofmybusiness.
I havetohavegenerallyspeakingnudecolorednailswhen I gotosetwhen I'm bookedformodelinggigs, I spent $135.82 attheslsSouthBeachMiamiHotel.
I hadgonedowntoMiamitohelpout a friendandherboyfriendfor a basketballtournamentandthen I spent a coupleofextradaysattheslsBymyself.
I spent $180 on a pairofamazingdolcevitaboots.
I wouldneverhaveeverspentthismuchmoneyon a pairofbootsbefore.
Butnowthat I feellike I'm living a littlebitdifferently, I decidedtosplurgeanditisallaboutselfcareinmybook.
I put $500 a monthintomyRothIvawhile I hadsomeextrafreetimeduringthepandemic.
I startedfollowingsomefeministfinancialwomenandtheycompletelyinspiredmeand I justdoverightinintowantingtolearnasmuchaspossibleabouttheindustryand I startedinvesting.
I invested $500 thismonthoncoinbase.
I invested $900 inBitcoinandit's currentlyat $1701.97.
I don't planonplayingoutanytimesoon.
I thinkthatthis, thisis a longterminvestmentforme.
$150 onVenmo.
Thatwasfor a giftformyphotographer 49 95 on a monthlyfableticssubscription.
I nolongerpaythatmonthlysubscriptionbecause I nowworkwiththemandtheygivemefreeclothingeverymonth.
I spend $20.51 onrentersinsurance, $10.66 onamazon.
I have a hugedorkatheartand I belongtoanamazingbookclubfullofamazingwomen.
I willbuymybooksoffofamazon, but I triedtobuyhardcoverbooksand I triedtobuythem.
Used I spendabout $25 a monthongettingmylaundrydonebecause I don't have a washeranddryerinmyapartment.
I takeittogetitdoneevery 3 to 4 weeks, $58.16 onanediblearrangement.
Thiswasformysisterinlaw's birthday.
Itwas a gift, $25 onStarbucksbuyingcoffeeisdefinitely a treatforme.
It's notsomethingthat I spendmoneyonoften.
I spent $115.14 onhealthinsurance, so I essentiallydidn't havehealthinsuranceforprobablyfiveorsixyears.