Usuallythisisn't a recommendationforanyparticularkindoftravelinsurance, butyoushouldthinkaboutwhatyoudointhecaseof a medicalemergency, howtocoveryourpersonalbelongingsifthey'relostorstolen, andotherthingsliketripinterruption.
Wealsooncehad a deathinourfamilyinthemiddleofoursixmonthssabbatical.
Wewereon a prettytightbudget, andsoshortnoticeflightstogethomewereoutrageouslyexpensive, buttheywerecompletelycoveredbyourtravelinsurance.
Here's a mistakethatreallygetsme, stickingtothetouristhotspots.
Imaginesavingforyears, planningformonths, onlytomisstherealheartof a place.
Venturingjust a bitfurtherfromthosecrowdedstreetscantransformyourexperience.
Itcanhelpyoufind a moreauthenticand, inmyexperience, lesspriceyatmosphere.
Takefood, forexample.
Thecloseryouaretomajortouristsites, ingeneral, themorelikelyyou'rediningin a touristtrap.
Wherepricesarehighandthefood...
I mean, howmanylocalsdoyouactuallyseehere?
It's probablyjustokay.
Butwanderoffthatbeatenpathandyoumightjustfindthemealof a lifetimein a placewherethemenu's inonelanguage, notEnglish.
MyfavoriterestaurantinRome, forexample, isonethat I getlosteverytime I trytofinditandthere's not a touristinsight.
Don't forgettoresearchplacestoeat.
Thisisn't justallaboutfood.
Don't forgettoresearchauthenticlocalexperiences.
A bigmistake I seeisnotatleastattemptingtousepointsandmiles.
Something I findmanyAmericanstakeforgrantedistheopportunitywehavewithtravelrewardsprograms.
OneofthemainwaysmywifeAliand I wereabletoquitourjobsandtravelfull-timebackwhenwefirststartedthischannelwasbecausewehadaccumulatedmillionsofhotelpointsandairlinemilesthroughcreditcardsign-upbonuses.
Honestly, wewent a littlebitoverboard.
Youmaynotrealizethis, I didn't foryears, butmostothercountriesdon't haveprogramslikethesewhereyoucanopen a creditcardandearn a tonofairlinemilesorisgettingstrategicaboutcollectingpointsandmiles.
Youdon't havetoreachpointsmillionairestatuslikewedid, butwith a bitofplanning, youcansignificantlycutyourtravelexpenses.
Ifyou'retotallynewtothis, andhere's how I'd start, ofcourse, thisallassumesthatyou'reresponsibleandyoucanhandlehaving a creditcard.
Focusoncardsthatoffer a goodwelcomebonusandhave a justifiableannualfee.
Alignthemwithyourtravelgoals.
Thinkaboutwhereyouwanttogo, have a redemptiongoalinmind, andthenlookforcardsthatalignwiththeplacesthatyouwanttogo, whatairlinesflythere, whathotelsareavailablethere, orbestcase, a transferablepointscardthatgivesyouoptions, andthenmaximizeyoureverydayspending.
Theway I usuallyseethisplayoutistryingtocoveranentirecountryorevenmultiplecountriesinjustnotenoughtime.
Youendupcobbling a triptogetherthat's nothingbuthittingthemajorcapitalsofseveraldifferentcountriesandthenyouspendhalfofyourdaylighthourswhileonthattripon a trainorinanairportorbehindthewindshieldof a car.
I knowthere's anachievementelementtoallofthis, right?
Peoplesharetheircountrycountlikeit's a badgeofhonor, butdidyoureallyseethoseplacesordidyoujustspendonenightthere?
I getthat, butmypreferredwayoftacklingthisratherthantryingtoseeanentirecountryorevenmultipleentirecountriesinonetripistofocusononespecificregionof a countryandgodeepthere.
I believe 10 daysisactually a perfectamountoftimetodothisbecauseyouonlyhavetotakelikeoneweekoffworkandinthisnextvideo, I breakdownsevenofourabsolutefavoriteEuropetravelitineraries.