Let's look at how much I spend in one month.

讓我們看看我一個月花了多少錢。

I'm gonna break down all of my expenses into different categories.

我要把我的所有開支抽成不同的類別。

So there's housing, food, entertainment, and other miscellaneous stuff.

所以就有了住房、食品、娛樂和其他雜項。

First, let's start with the biggest cost, which is rent.

首先，讓我們從最大的成本開始，那就是房租。

And this is gonna vary depending on where you live, but I would say the average cost is around $1,500 per month for a one-bedroom apartment.

根據居住地的不同，費用也會有所不同，但我認為一房間公寓的平均費用約為每月 1,500 美元。

And that's how much I'm paying for my apartment.

這就是我的公寓租金。

And I don't know about you guys, but I feel like that's extremely high.

我不知道你們怎麼想，但我覺得這已經非常高了。

And if you live in a city like New York or LA, I would say the average is more like $2,500.

而如果你住在紐約或洛杉磯這樣的城市，我想平均價格應該在 2500 美元左右。

So it's very expensive.

所以費用很高。

So because of this, a lot of people choose to live with a roommate or two, and that will bring costs down a lot.

是以，很多人選擇與一兩個室友同住，這樣成本就會降低很多。

And I used to live with three roommates and then my rent was $450 per month, which is a really good deal, but living with that many people can get super chaotic.

我曾經和三個室友住在一起，然後我的房租是每月 450 美元，這真的很划算，但和這麼多人住在一起會變得超級混亂。

And my landlord does pay for a lot of utilities like water and trash and stuff like that, but I pay around $45 per month for electricity and $50 per month for internet.

我的房東確實支付了很多水電費、垃圾費之類的費用，但我每月的電費和網費分別約為 45 美元和 50 美元。

For groceries, I usually spend around $300 per month.

在食品雜貨方面，我通常每月花費 300 美元左右。

And I cook a lot, and I also cook for my boyfriend as well.

我經常做飯，也為我的男朋友做飯。

So it makes costs a little bit higher, but I think it's really important to try to eat healthy.

所以成本會高一點，但我認為儘量吃得健康真的很重要。

And I also don't really go out to eat that much, but my boyfriend loves to.

我也不常出去吃飯，但我男朋友很喜歡。

So if he wants to go out to eat with me, then he'll pay for those meals.

所以，如果他想和我一起出去吃飯，那他就得自己掏錢。

But I would say I spend maybe an extra $50 a month on little snacks or meals around town if I'm really way too busy to go home and cook.

不過，如果實在忙得沒時間回家做飯，我每個月可能會多花 50 美元在城裡的小點心或小吃上。

For subscriptions and different entertainment apps, I share a lot with my family so we can all save some money.

對於訂閱和不同的娛樂應用程序，我經常與家人分享，這樣我們都能省下一些錢。

So I spend $15 per on HBO, and I share it with the rest of them.

所以我在 HBO 上每人花 15 美元，和其他人一起分享。

And then I use the family's Apple Music account and my brother's Crunchyroll and Hulu accounts.

然後我使用家裡的 Apple Music 賬戶和我哥哥的 Crunchyroll 和 Hulu 賬戶。

And then I haven't bought new clothes in a really long time, and I usually don't spend any money on makeup unless I run out of something.

我已經很久沒有買過新衣服了，除非化妝品用完了，否則我通常不會在化妝品上花錢。

But the one thing that I do spend money on is skincare.

但我唯一會花錢的就是護膚品。

That is something I absolutely refuse to skimp out on.

這一點我絕對不會吝嗇。

So I usually spend around $125 per month on skincare, which might sound like a lot, but I'm not buying any luxury products or anything super expensive like that.

是以，我通常每月在護膚品上花費 125 美元左右，這聽起來似乎很多，但我並沒有購買任何奢侈品或類似的超級昂貴產品。

I usually will just buy the products that I know work well on my skin for the lowest price point.

我通常只買我知道對我的皮膚效果好、價格最低的產品。

Then for some random stuff, I spend an average of $35 per month on stuff like cleaning supplies, tissues, stuff like that.

然後是一些雜七雜八的東西，我平均每月花 35 美元購買清潔用品、紙巾之類的東西。

And then, like most Americans, I do have student loans to pay, so I spend $150 on paying back my loans every month.

然後，像大多數美國人一樣，我也要還學生貸款，所以我每個月要花 150 美元來還貸款。

I have been lucky to not need a car so far, and that saves me a lot of money because having a car in America is super expensive.

我很幸運，到目前為止還不需要汽車，這為我省下了一大筆錢，因為在美國擁有一輛汽車是非常昂貴的。

Besides the car payment, you also need to pay probably $50 to $150 per month on car insurance.

除了車費，您還需要每月支付 50 到 150 美元的汽車保險。

If you live in an apartment, you also have to pay anywhere from $100 to $250 per month on parking.

如果您住在公寓裡，每月還要支付 100 到 250 美元不等的停車費。

And then you also have to pay for gas, which depending on your car and how much you drive, could be anywhere from like $100 to $200 per month.

然後你還得支付汽油費，這取決於你的車和你開車的次數，每月可能從 100 美元到 200 美元不等。

So I'm trying to go as long as possible without getting a car, but public transportation in America is literally so terrible.

所以我想盡量不開車，但美國的公共交通實在是太糟糕了。

It's so hard to go anywhere unless you only go around campus, or if you live in a city like New York that has a lot of trains, but that's pretty rare.

除非你只在校園附近轉轉，或者你住在紐約這樣有很多火車的城市，否則去哪裡都很難，但這是非常罕見的。

And another one of the really big costs here is health insurance.

另一個真正的大成本是醫療保險。

It's very expensive, but it's still important to have it.

雖然價格不菲，但擁有它仍然很重要。

So I pay $180 per month for health insurance, but I know a lot of students who get health insurance through their university, and that's going to be an average of $250 per month.

是以，我每月要支付 180 美元的醫療保險費，但我知道很多學生通過大學獲得醫療保險，平均每月要支付 250 美元。

So with all of these costs, my total every month is $2,450.

是以，加上所有這些費用，我每個月的總費用為 2450 美元。

And actually, this is already on the very low side, and I try to be very thrifty and only buy stuff if it's on sale, and I try not to spend a lot of money going out or drinking or shopping all the time, even though sometimes I really want to.

實際上，這已經是很低的水準了，而且我儘量節儉，只在打折時才買東西，我也儘量不花很多錢出去喝酒或一直購物，儘管有時我真的很想買東西。

The cost of living in America has gotten super high over the past few years, and it's gotten very hard to save any kind of money here because everything is so expensive.

過去幾年，美國的生活成本變得超高，在這裡很難存下任何錢，因為一切都太貴了。

But like I said, if you have a few roommates and you live in a city that has better public transportation, then it's definitely a little bit more doable.

但就像我說的，如果你有幾個室友，而且你住的城市有更好的公共交通，那肯定會更可行一些。

But anyway, I hope this video helped you understand how much it really costs to live in America, and if you have any questions or thoughts, just leave them in the comments, and I'll see you guys next time.

無論如何，我希望這段視頻能幫助你們瞭解在美國生活到底要花多少錢，如果你們有任何問題或想法，請在評論中留言，我們下次再見。

Bye-bye!

再見