Name: 社會政策。政府和政治速成班#49 (Social Policy: Crash Course Government and Politics #49)
Uploaded: 2021-01-14T06:29:28.000Z
Duration: 8 min 54 s
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Hello, I’m Craig and this is Crash Course Government & Politics and today we’re going to talk about social policy.

I have a lot of social policies, which include not staying out past 3AM on weeknights,

基礎被動語態

and avoiding social gatherings where velveeta sausage cheese dip is served.

Both of these are pretty loosely enforced, though.

Actually, we’re talking about government social policy, which deals with things like

social security, education, and healthcare.

And hopefully velveeta sausage cheese dip. But… probably not.

In talking about policy, it’s really hard to separate social policy or foreign policy

from economic policy, primarily because they’re all paid for with money. One way to distinguish

between them is to look at a policy’s goals.

Social policy has a number of goals, none of which is the outright promotion of social-ism.

Glad that’s out of the way and no one is going to comment on it at all in the comments. Peace on Earth.

In America, social policy consists of programs that seek to do at least three things.

Some social programs protect against risk and insecurity, like from job loss, health problems or disability.

Other social programs seek to promote equal opportunity.

Finally, some social programs attempt to assist the poor. Of these three goals, there’s

general agreement that promoting equal opportunity is a good thing, less agreement on whether

the government should protect us from risk, and widespread skepticism about helping the poor.

Americans traditionally haven’t cared much for social policy, and part of the reason

for this has to do with Americans’ strong faith in individualism that is suspicious of government action,

and generally favors private charity and pull-yourself-up-by-your-bootstraps self-reliance.

I don’t think I’ve ever worn bootstraps, Stan. Does that make me a true American?

As you might have guessed, the history of the American government social policy pretty

much starts, as most government programs do, with the New Deal.

Prior to the 1930s there were some attempts on the state level to protect workers and

limit exploitation, but often these were struck down by the courts, and the Federal government’s

role in protecting people from risk was minimal.

The government did provide pensions to veterans’ widows, but except for a relatively brief

period after the Civil War, the numbers of pension recipients were never very large.

The Great Depression changed the way that Americans came to view their government, and

also modified how many of them felt about poverty. The suffering caused by the Depression

was so great and so widespread that many Americans came to feel that it was part of

the government’s job to do something about it.

Private charities, which had been the primary way that Americans had helped the poor before

the Depression, could not handle the numbers of needy people. In addition, not all of these

people could be considered to have become poor due to their own personal failings.

The Great Depression helped solidify the idea that people could sometimes be victims of

economic forces beyond their control, and that it was the government’s duty to help them.

Basically, the Great Depression changed people’s question from “if the government

should help” to “how should the government help?”

The answer to that question came in the form of the New Deal. You’ve probably heard about

the New Deal; it’s a big deal. But we’ve only got 12 minutes, so we’re going to focus

on two specific programs: Social Security and Aid to Families with Dependent Children, or AFDC.

And if you judge by public opinion polls -- and who doesn’t -- then Social Security is one

of the most successful New Deal programs ever. Let’s go to the Thought Bubble.

Started in 1935, the Social Security Act was a reaction to the fact that many elderly people

in the U.S. were poor, largely because they had no work, little savings, and no pensions.

Social Security provided monthly payments to people over age 65, and while no one was

getting rich, it was enough money to prevent people from falling into abject poverty.

A couple of things about Social Security. First, it’s not a savings program; you pay

into it when you are working but that money doesn’t go into an account for you to access when you retire.

So how does it work? Well, when you are working and on a payroll, taxes are deducted from

your wages and the amount is matched by your employers. The total amount that gets taken

out is 7.65% with 6.2% going to Social Security and the other 1.45% going to Medicare, which

provides health coverage for older people. This money goes into a pot, which is then

paid out to people over the age of 65. In other words, today’s workers are paying today’s older Americans.

The benefits are indexed, which means that they go up with inflation.

This program redistributes wealth from younger working people to older retired people. Because

the more you make, the more you pay -- at least up to a point because there’s a cap

on the amount of your salary that’s subject to the payroll tax – Social Security also

redistributes wealth from richer people to poorer ones.

In general, Americans are suspicious of programs that redistribute wealth, but Social Security

is very popular with both liberals and conservatives. Conservatives tend to like it because it is

funded by a regressive payroll tax that phases out at higher incomes, rather than a more

progressive one that would hit high earners harder. Liberals like it because it provides

Thanks, Thought Bubble. Whether Social Security is in crisis depends a lot on what numbers

you look at and whether you believe that there are political solutions to potential problems.

The number of people receiving benefits is rising – approximately 50 million Americans

receive Social Security and that number is increasing as baby boomers get older – and

the number of people paying into it is falling.

Eventually, if these trends continue, there will come a time when there might not be enough

money paid in to Social Security to pay out benefits to those who qualify.

This shouldn’t be an issue since Social Security spending is controlled by Congressional

legislation, and they can always raise the payroll tax or raise the benefit age above 65.

Since older people tend to vote, there’s a strong incentive for Congress to fix any problems and

keep the benefits coming. Also, it would be a national embarrassment for Congress to let it go bankrupt.

Medicare, which is also paid for by payroll taxes, is probably in more trouble, partly

because of the same demographics that are putting pressure on Social Security, but mainly

because of rising medical costs which Medicare can only do so much to control.

Medicare is a third party payer for its medical benefits, it doesn’t actually provide doctors

or medicine or stuff that makes people healthy. Since it does cover more than 45 million Americans,

Medicare has some leverage over costs, but, at least until recently, those costs have been rising rapdily.

Social Security is generally popular, but I’ll tell you what was unpopular: Aid to Families with Dependent Children.

In fact, it was so unpopular that we don’t even have it anymore!

Like imagine this eagle as the AFDC (punches eagle)... metaphor.

AFDC is what Americans tend to think of when we talk about “welfare.” It was a system

that paid benefits to women with children and the amount of the payments went up or

down depending on how many children you had.

AFDC was what is called a non-contributory program, which means what it sounds like:

you didn’t need to have contributed through taxes to be eligible or to receive benefits.

There are still some non-contributory social welfare programs, most notably free school

lunches, federal housing assistance programs, and supplemental nutrition assistance program,

Another is the successor to AFDC, Temporary Aid to Needy Families, or T.A.N.F. or TANF.

In the 1980’s, conservatives argued that these AFDC checks created dependency or at

the very least an incentive to not work, and increasing welfare payments were pointed to