Name: 在銀行 - 英語會話 (At the Bank - English Conversation)
Uploaded: 2021-01-14T08:25:49.000Z
Duration: 10 min 11 s
Description: 【看影片學英語】數萬部 YouTube 影片，搭配英漢字典即點即查，輕鬆掌握單字發音與用法，長久累積看電影不必再看字幕。

委婉語氣表達希望、渴望

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Good morning. I would like to open a bank account.

What kind of account would you like to open?

It depends on your need. We have different account packages. Let's look at this brochure.

The most popular packages are Basic banking package and Priority banking package.

That sounds great. What is the difference between Basic banking package and Priority banking package?

There is a minimum balance of 1500 dollars for Basic banking package and 50000 dollars for

Otherwise, you need to pay a monthly service fee. Both packages include a checking account

But Priority banking package also includes an investment account.

Also, I don't really need an investment account. I will apply for Basic banking package.

Yes, sure. First you need to fill out this application form.

Also, I need some documents to verify your personal information.

Thank you. If all goes well, I will be able to open the accounts for you in no more than 20 minutes.

Alright, it's all set up. Here's your new debit card. Here's the information for online banking.

banking staff: people who work for the bank

bank teller: a person employed in a bank to receive and pay out money

After you enter a bank, you need to wait in line.

Then, you will see a bank teller who is behind the counter and request the bank teller for banking services.

package: a related group of things when they are offered together as a single unit

brochure: a type of small magazine that contains pictures and information on a product

For example, all the banking packages are shown in this brochure.

priority: something that is very important and must be dealt with before other things

For example, banks normally give priority to rich clients.

balance: the amount of money you have in a bank account

checking account: a bank account that you can take money from at any time.

Usually a checking account earns little or no interest.

savings account: a bank account that earns interest.

Usually you put or save money into a savings account for a longer period of time.

Besides checking accounts and savings accounts, there are other types of accounts

An investment account or a brokerage account enables you to buy stocks, bonds, mutual funds or other assets.

Usually different types of accounts have different requirements on minimum balance.

If your account balance is below the minimum requirement. you will need to pay a monthly service fee.

Banks have different account packages with fancy names such as priority, gold, premier, prestige, etc.

For example, The Priority banking package includes a checking account, a savings account

For example, we need to verify your personal information.

Can you give me your ID and proof of address?

debit card or bank card: you can use this card to withdraw cash, deposit money or make purchases.

This card is linked to your accounts. You can make a withdrawal with a bank teller

or with the ATM (Automated Teller Machine) using your debit card

There are other types of cards such as a credit card.

You can buy things with a credit card that won't deduct money from your bank account immediately.

You need to pay the money back after a month.

Online banking: online banking allows you to manage your bank accounts over the internet

I would like to withdraw 1000 dollars. Here is my bank card.

Okay, which account would you like to take this money from?

Here is your money and the receipt for this transaction. Anything else?

withdraw: to take money out of a bank account.

Withdraw is a verb. The noun is withdrawal.

PIN (or Personal Identification Number): a secret number or password

that you use together with a debit card or credit card

Here we're asking about which kinds of notes do you want.

For example, I want five $10 notes and two $2 notes. That is $54 in total.

receipt: a piece of paper that proves that money, goods, or information have been received.

For example, could you give me a receipt for the things I buy?

transaction: an occasion when money is exchanged, for instance, a withdrawal

For example, please give me the receipt for this transaction.

I would like to deposit 200 dollars cash and this check.

Hi, I would like to deposit 200 dollars cash and this check.

Okay, which account do you want your money in?

I would like to deposit it into my savings account.

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在銀行 - 英語會話 (At the Bank - English Conversation)

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